:root{--bg:#f4f6f8;--card:#fff;--ink:#15202b;--muted:#66717d;--line:#e5e9ee;--accent:#173f36;--accent2:#dce9e4;--danger:#a13030}*{box-sizing:border-box}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,Segoe UI,sans-serif;background:var(--bg);color:var(--ink)}header{height:72px;background:#fff;border-bottom:1px solid var(--line);display:flex;align-items:center;justify-content:space-between;padding:0 max(22px,calc((100vw - 1180px)/2));position:sticky;top:0;z-index:10}.brand{display:flex;align-items:center;gap:14px}.brand h1{margin:0;font-size:27px}.brand p,.brand small{margin:3px 0 0;color:var(--muted)}.brandmark{width:44px;height:44px;border-radius:14px;background:var(--accent);color:#fff;display:grid;place-items:center;font-weight:800;font-size:22px}.compact strong{display:block}.logout{color:var(--muted);text-decoration:none;font-weight:600}main{max-width:1180px;margin:28px auto;padding:0 20px 60px}.hero{background:var(--accent);color:#fff;border-radius:24px;padding:30px 34px;display:flex;justify-content:space-between;gap:35px;align-items:end;box-shadow:0 12px 30px rgba(20,45,38,.15)}.hero h1{font-size:46px;margin:5px 0}.hero p{margin:0;opacity:.8}.eyebrow{font-size:12px;font-weight:800;letter-spacing:.12em}.progress-wrap{min-width:320px}.progress,.mini-progress{height:8px;background:rgba(255,255,255,.18);border-radius:99px;overflow:hidden;margin-bottom:10px}.progress span,.mini-progress span{display:block;height:100%;background:#fff;border-radius:99px}.progress-wrap strong,.progress-wrap small{display:block}.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin:18px 0}.stat,.card{background:var(--card);border:1px solid var(--line);border-radius:18px;padding:22px;box-shadow:0 5px 16px rgba(26,39,52,.04)}.stat span,.sim-result span{display:block;color:var(--muted);font-size:13px}.stat strong{display:block;margin-top:7px;font-size:20px}.grid.two{display:grid;grid-template-columns:1.25fr .75fr;gap:18px}.card h2{margin:0 0 4px}.card p{color:var(--muted)}.section-head{display:flex;justify-content:space-between;align-items:center}.debt-list{display:grid;gap:10px;margin:18px 0}.debt{border:1px solid var(--line);border-radius:14px;padding:15px}.debt.done{opacity:.55}.debt-top{display:flex;justify-content:space-between;gap:12px}.debt-top strong,.debt-top small{display:block}.debt-top small{color:var(--muted);margin-top:4px}.mini-progress{background:#edf0f2;height:6px;margin:12px 0 8px}.mini-progress span{background:var(--accent)}.debt-actions{display:flex;justify-content:space-between;align-items:center}.debt-actions form{margin:0}.linkbtn,.danger-link{border:0;background:none;padding:0;color:var(--accent);font-weight:700;cursor:pointer}.danger-link{color:var(--danger);font-weight:500}.wide,button{border:0;border-radius:11px;background:var(--accent);color:#fff;padding:12px 16px;font-weight:750;cursor:pointer}.wide{width:100%}.accent{background:linear-gradient(160deg,#fff,#f2f7f5)}label{display:block;font-size:13px;font-weight:700;margin:12px 0;color:#39434d}input,select,textarea{width:100%;margin-top:6px;border:1px solid #d8dee5;border-radius:10px;padding:11px 12px;background:#fff;color:var(--ink);font:inherit}.sim-result{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:18px}.sim-result div{background:#fff;border:1px solid var(--line);padding:13px;border-radius:12px}.sim-result strong{display:block;margin-top:5px}.hint{font-size:12px;line-height:1.5}.table-wrap{overflow:auto;margin-top:14px}table{width:100%;border-collapse:collapse}th,td{text-align:left;padding:12px;border-bottom:1px solid var(--line);font-size:14px}th{color:var(--muted);font-size:12px}.empty{padding:24px;text-align:center;color:var(--muted);background:#fafbfc;border:1px dashed #d7dde3;border-radius:12px;margin:15px 0}dialog{border:0;border-radius:18px;padding:0;width:min(620px,calc(100% - 24px));box-shadow:0 25px 80px rgba(0,0,0,.25)}dialog::backdrop{background:rgba(10,18,24,.55)}.modal{padding:24px}.modal-head{display:flex;justify-content:space-between;align-items:center}.modal-head button{background:none;color:#555;font-size:26px;padding:3px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:0 12px}.login-body{min-height:100vh;display:grid;place-items:center;background:linear-gradient(145deg,#eef3f1,#f8f9fb)}.login-wrap{width:min(900px,calc(100% - 28px))}.auth-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:25px}.alert{background:#fff0f0;color:#8c2929;border:1px solid #f1c9c9;border-radius:10px;padding:12px;margin-top:16px}@media(max-width:800px){.stats{grid-template-columns:1fr 1fr}.grid.two,.auth-grid{grid-template-columns:1fr}.hero{align-items:start;flex-direction:column}.progress-wrap{min-width:0;width:100%}.hero h1{font-size:38px}}@media(max-width:480px){main{padding:0 12px 40px;margin-top:14px}.hero{padding:22px;border-radius:18px}.stats{gap:8px}.stat{padding:14px}.stat strong{font-size:17px}.card{padding:16px}.form-grid{grid-template-columns:1fr}.debt-top{flex-direction:column}.sim-result{grid-template-columns:1fr}header{padding:0 14px}}
.field-note{display:block;color:var(--muted);font-weight:500;margin-top:5px}.warning{margin-top:16px;padding:14px;border:1px solid #e7c97a;background:#fff9e7;border-radius:12px;color:#6a5210}.strategy{margin-top:12px;padding:14px;border-radius:12px;background:#fff;border:1px solid var(--line)}.strategy span,.strategy small{display:block;color:var(--muted);font-size:12px}.strategy strong{display:block;margin:4px 0}.payoff-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:16px}.payoff-grid div{border:1px solid var(--line);border-radius:12px;padding:12px}.payoff-grid span,.payoff-grid strong{display:block}.payoff-grid span{color:var(--muted);font-size:12px}.payoff-grid strong{margin-top:4px}@media(max-width:800px){.payoff-grid{grid-template-columns:1fr 1fr}}@media(max-width:480px){.payoff-grid{grid-template-columns:1fr}}

.alert.success{margin:0 0 16px;padding:12px 14px;border:1px solid currentColor;border-radius:12px;font-weight:700}

.debt-figures{
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:10px;
  margin:10px 0 14px;
}
.debt-figures span{
  padding:10px 12px;
  border:1px solid rgba(127,127,127,.25);
  border-radius:10px;
}
.btn.danger{border-color:currentColor;}
.btn.small{padding:7px 10px;font-size:.9rem;}
.undo-payment{margin-top:8px;}
@media(max-width:640px){
  .debt-figures{grid-template-columns:1fr;}
}